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The Wall Street Journal is reporting that the rates for 30-year fixed-rate mortgages have fallen well below 4% as of Tuesday, January 6, 2015.  The decrease is said to be linked to falling oil prices and to declining treasury yields, a mixed blessing that may benefit home buyers given that the real estate market hinges on increased buying power. Real Estate Attorney Rob Anctil forwards this article as illustration: http://blogs.wsj.com/totalreturn/2015/01/06/mortgage-rates-back-at-2013-lows/?mod=trending_now_5#&mod=wsj_valettop_email

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