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Closing Attorney Rick Dunn forwards this article describing closing costs and expenses that home buyers could expect at the time of closing.  Things like the abstract or title exam, flood hazard area determination and credit report fees can surprise some first time buyers.  Planning is made more difficult by the fact that some fees in certain areas are variable depending on credit score.  See the article here and be sure to consult a trusted professional when buying a home: http://realestate.aol.com/blog/2015/02/06/what-need-know-closing-costs/

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