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Current mortgage interest rates remain near historic lows but the Federal Reserve is biding its time until implementing the planned increase.  Expected some time this year, the rate hike may bring 30-year mortgages up to around 5%, prompting economists and Realtor.com to encourage borrowers to act quickly.  Closing Attorney Rick Dunn recommends this link for further information:  http://realtormag.realtor.org/daily-news/2015/02/03/why-homebuyers-need-act-now

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