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After implementing borrower requirements for near-perfect credit scores and other stringent measures, some major lenders are reversing course.  This is due to Fannie Mae (Federal National Mortgage Association) and Freddie Mac (Federal Home Loan Mortgage Corporation) issuing new guidelines for lending which are expected to take effect in the coming weeks and will bring with them shorter loan application processing periods.  Closing Attorney Rick Dunn suggests borrowers read this article on the subject:

http://www.calculatedriskblog.com/2014/11/wsj-mortgage-lenders-set-to-relax.html

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